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When approximately HALF of the homes listed in Las Vegas on the Multiple Listing Service (MLS) are Short Sales, it is imperative to have, as well as gain the correct education of Short Sales and find a Certified Short Sale Representative to ensure your transaction(s) flow(s) smoothly.
What is a Short Sale? A Short Sale is a sale of real estate in which the sale proceeds fall short of the balance owed on the property’s loan. It often occurs when a borrower cannot pay the mortgage loan on their property, but the lender decides that selling the property at a moderate loss is better than pressing the borrower. Both parties consent to the short sale process, because it allows them to avoid foreclosure, which involves hefty fees for the bank and poorer credit report outcomes for the borrowers. This agreement, however, does not necessarily release the borrower from the obligation to pay the remaining balance of the loan, known as the deficiency. Over the course of Brad Tyler's career in Las Vegas Real Estate beginning in 2004, Brad has seen some incredible market changes and opportunity that goes with it. The opportunity is for both the Buyers and the Sellers.
Lenders often have loss mitigation departments that evaluate potential short sale transactions. The majority have pre-determined criteria for such transactions, but they may be open to offers, and their willingness varies. A bank will typically determine the amount of equity (or lack thereof), by determining the probable selling price from an appraisal or Broker Price Opinion (abbreviated BPO or BOV). Lenders may accept short sale offers or requests for short sales even if a Notice of Default has not been issued or recorded with the locality where the property is located. Given the unprecedented and overwhelming number of losses that mortgage lenders have suffered from the 2009 foreclosure crisis, they are now more willing to accept short sales than ever before. This presents an opportunity for "under-water" borrowers who owe more on their mortgage than their property is worth and are having trouble selling to avoid foreclosure as a result. It is very important to have correct representation in order to aidethe negotiation process with the banks. Brad Tyler has developed relationships with banks and is a Short Sale Representative.
For Buyers looking to purchase Las Vegas Real Estate, with all of the Short Sales that are hitting the Las Vegas Real Estate Market what better time to purchase than now? Again it comes down to the right representation. When you are making such an important investment such as home ownership, you will want someone who has your best interest at heart and will negotiate for you and succeed at doing so by utilizing what has gotten Brad Tyler to having a proven track record of being a Top Producing Realtor and winning numerous amounts of awards, and that is through honesty, integrity and an iron clad work ethic. Brad understands the importance of your investment and that is why Brad has made it one of his well kept promises to answer your calls. When you want answers, you will get them. Brad pays attention to detail from start to finish and that is why he is not only recognized as a Las Vegas Real Estate Expert, but because he continues to increase his knowledge as well as being "Ahead of the Times" his expertise for every niche market has Brad also recognized in this market as a Las Vegas Short Sale Expert.